body {
	margin: 0px;
	margin-bottom: 0px;
	margin-top: 0px;
	margin-left: 0px;
	margin-right: 0px;
	background-image: url(images/bgrGIF.jpg);
	text-align: justify;
	background-color: #00CCCC;
	background-repeat: repeat-x;
}
#mainlay {
	position: relative;
	margin: auto;
	width:950px;
	z-index:1;
	background-color: #FFFFFF;
	height: 550px;
	top: 15px;
}
.border {
	border: thin solid #003366;
}
.bodtxt {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 10pt;
	color: #003366;
	text-decoration: none;
	line-height: 115%;
	font-weight: normal;
	text-align: justify;
}
.bodtext-bold {
	font-family: Geneva, Arial, Helvetica, sans-serif;
	font-size: 10pt;
	font-weight: bold;
	color: #003366;
	text-decoration: none;
	line-height: 115%;
}

.border2 {
	border: 1px solid #000033;
}


.smtxt {
	font-family: Verdana;
	font-size: 10pt;
	color: #003366;
	text-decoration: none;
}
.txtbigbold {
	font-family: Verdana;
	font-size: 12pt;
	font-weight: bold;
	color: #000033;
	text-decoration: none;
}

.longbgr {
	background-image: url(images/pics/trbgr.gif);
	background-repeat: no-repeat;
	background-position: center center;
}
.leftline {
	border-left-width: 1px;
	border-left-style: solid;
	border-left-color: #003366;
}
.borderlight {
	border: 1px solid #00FFFF;
}
.borderblack {
	border: 1px solid #CCCCCC;
}
.smtxt2 {
	font-family: Verdana;
	font-size: 10pt;
	color: #003366;
	text-decoration: none;
	text-align: center;
	vertical-align: middle;
}
.bodtext-cent {
	font-family: Arial;
	font-size: 10pt;
	color: #003366;
	text-decoration: none;
	text-align: center;
}
.redadvice {
	font-family: "Trebuchet MS";
	font-size: 9pt;
	font-style: italic;
	color: #CC3300;
	text-decoration: none;
}